Crypto Profit Calculator
Cryptocurrency P&L, ROI & Tax Estimator
Calculate cryptocurrency profit, loss, and ROI for any coin or token. Enter buy and sell prices with quantity to see net gain/loss, percentage return, short-term vs long-term capital gains tax estimate, and break-even price. Supports dollar-cost averaging across multiple entries.
Crypto Positions
How Crypto Gains Are Taxed in the US
The IRS treats cryptocurrency as property, not currency. Every time you sell, trade, or use crypto to purchase goods or services, it is a taxable event. Your gain or loss is the difference between your cost basis (purchase price + fees) and the proceeds of the sale.
Short-Term vs Long-Term Capital Gains
| Holding Period | Tax Rate | Notes |
|---|---|---|
| Under 12 months (short-term) | Ordinary income rate (10–37%) | Same as wages |
| 12+ months (long-term) | 0%, 15%, or 20% | Based on income bracket |
| Net Investment Income Tax | +3.8% possible | For high earners (MAGI $200k+) |
Tax-Loss Harvesting
If you have losing positions, selling them before year-end lets you offset gains from winning positions. You can deduct up to $3,000 in net capital losses against ordinary income per year, with unlimited carryforward to future years. The wash-sale rule does not currently apply to crypto (unlike stocks), though this may change in future legislation.
What Is the Crypto Profit Calculator?
This crypto profit calculator computes your gain or loss on a cryptocurrency trade: enter your buy price, sell price, quantity, and any fees, and it returns net profit, percentage return, and break-even price. It works for Bitcoin, Ethereum, or any token, and handles both long positions and the effect of exchange fees on each side of the trade, the detail that most quick mental math ignores and that turns many small winning trades into losses.
Crypto Profit Calculator Example
You buy 0.5 BTC at $60,000 with a 0.25% fee, and later sell at $68,000 with the same fee.
Cost: 0.5 × $60,000 = $30,000, plus $75 fee = $30,075. Proceeds: 0.5 × $68,000 = $34,000, minus $85 fee = $33,915. Net profit: $3,840, a 12.8% return on the $30,075 invested.
Note the break-even price is not $60,000 but $60,300, the buy fee and the future sell fee must both be recovered before the trade is truly profitable.
Understanding Crypto Profit
Fees, Spreads, and Slippage
Exchange fee schedules typically charge 0.1%–0.6% per trade for market orders, less for limit orders that add liquidity. Instant-buy and card-purchase services embed spreads that can exceed 2% without appearing as a labeled fee. On large market orders, slippage, the price moving as your order consumes the book, adds a further hidden cost. Comparing net proceeds, as this calculator does, is the only reliable way to compare venues.
Record-Keeping That Saves Money Later
Every taxable event needs a record: date, asset, quantity, price, fees, and the fiat value at the time. Exchanges close, delist, and purge history, so export your trade data periodically. Good records enable specific-lot identification, which lets you sell the highest-cost lots first and defer gains legally, often worth far more than trading skill of equal effort.
Risk Management Basics
Crypto's volatility is an order of magnitude above equities: 20% weekly moves are routine. Position sizing, only risking capital whose total loss is acceptable, matters more than entry timing. A useful habit is deciding your sell discipline before buying: a take-profit level, a maximum-loss level, and a time horizon. This calculator makes those levels concrete by showing exactly what each scenario returns after fees.
Frequently Asked Questions
How is crypto profit calculated?
Net profit = (sell price × quantity − sell fees) − (buy price × quantity + buy fees). The percentage return divides that profit by your total cost including buy fees. Using total cost rather than just the coin price keeps leveraged comparisons and small trades honest, since fees weigh most heavily on small positions.
How are crypto profits taxed in the US?
The IRS treats cryptocurrency as property. Selling, swapping one token for another, and spending crypto are all taxable events. Positions held one year or less produce short-term gains taxed at ordinary income rates; over one year, long-term rates of 0%, 15%, or 20% apply. Losses offset gains and up to $3,000 of ordinary income per year. This is general information, not tax advice.
What is cost basis and which method should I use?
Cost basis is what you paid for the units you sold, including fees. With multiple purchases at different prices, the method you choose, FIFO (first-in-first-out), or specific identification where you designate the exact lots sold, changes the reported gain. US taxpayers can use specific ID if their records identify lots precisely; FIFO is the default.
Why is my break-even price higher than my buy price?
Fees are charged on both sides. Buying at $100 with 1% fees costs $101 per coin, and selling costs another 1% of proceeds, so the coin must reach about $102 before net profit is positive. High-fee platforms and spreads on instant-buy services can push real break-even 3–5% above the quoted price.
How do I calculate profit with dollar-cost averaging?
Your average cost is the total spent (all purchases plus fees) divided by total coins held. Profit at any price equals holdings × (current price − average cost) minus prospective selling fees. Run each purchase through this calculator and sum, or use the average cost as the buy price for a single combined calculation.
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